Optimize Lending and Investment Decisions with a High-Accuracy Real Estate Data API

Valuation

Premium Valuation Data Points*

Land Value — HouseCanary’s valuation for land a property sits on.
‍Loan-to-Value (LTV) Details — Itemized active liens and details on monthly payment, interest rate, and more.
‍Loan-to-Value (LTV) Origination — Mortgage value compared to property value at time of origination, expressed as a ratio to help you determine risk.
‍Value — HouseCanary’s proprietary AVM, updated monthly.
‍Value Analysis — Context and confidence for our automated valuation:

• Preliminary data density checks
• Details on comps and neighborhood norms
• AVM value and confidence level
• Recommended next step for valuation process

Value by 6 Conditions — Property valuations at different condition levels.
‍Value Distribution — Block and block group distribution summaries of property values and dollars per square foot.

Additional Property Valuation Context

‍Census — Statistical geographical areas including census tracts and urban areas.
‍Property Details — Property assessment with building characteristics (beds, baths, etc).
‍Property Details Enhanced — In-depth property characteristics.
‍Geocode — Property address converted to latitude and longitude coordinates.
‍Geo Features — Geographic attributes of the property.

• Frontage length in feet
• Orientation of the front of the house
• HouseCanary’s proprietary Privacy Scores relative to homes in the area
• View angle from the backyard and from the center of the parcel
• Measurement of how exposed the backyard is to neighbors

Owner Occupied — Home-owner occupancy information.
‍Value Details Adjusted — Property value if bedrooms, bathrooms, square footage, or pool were added.
‍Value Within Block — Position of property value relative to block’s value distribution.

Data Points on Transaction History

Mortgage Lien — Details on mortgages and liens since the current owner purchased the property.
‍Mortgage Lien All — Details on all mortgages and liens recorded for the property under any owner.
‍Sales History — Detailed history on all recorded transactions for the property.
‍Tax History — Current and historical tax assessment values for the property.

Data Points on Property Risk

• Property
• Violent
• Other

‍FEMA Disaster Area — Details about open FEMA-recognized disasters.
‍Flood — Flood hazard information from the FEMA Flood Map Center.
‍Earthquake — Earthquake risk for the block according to the US Geological Survey.
‍Hail — HouseCanary’s summary of hailstorm activity for the block.
‍Hurricane — HouseCanary’s summary of hurricane activity for the block.
‍Tornado — HouseCanary’s summary of tornado activity for the block.
‍Wind — HouseCanary’s summary of windstorm activity for the block.
‍NOD — Notice of default information.
‍School — Information about nearby schools.
‍Superfund — Federally designated toxic contamination cleanup sites on the block.
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*Premium Data Points providing advanced proprietary analytics are available for an additional fee. Learn More.

Forecasting

Premium Forecasting Data Points*

Value Forecast — Proprietary model to forecast property value three years ahead.
‍Value HPI Adjusted — BPO, appraisal, or alternative valuation adjusted to a past or future date using proprietary HPI for the state, MSA, ZIP code, block group, or block.
‍Value Time Series Forecast — Forecast monthly median value and dollars per square foot on the block and block group.
‍Value Time Series Historical — Monthly median data for value and dollars per square foot on the block and block group.

Additional Forecast Context

HPI Forecast — HouseCanary’s proprietary returns forecast based on ZIP-level HPI

• Forecast compound annual growth rate (CAGR) for 1, 2, and 3 years
  
• Forecast home price appreciation based on HPI forecast for 1, 2, and 3 years
  
• Historical max percent loss in HPI over any 12-month period
  
• Risk that this market’s HPI will be lower in 12 months

‍HPI Historical — HouseCanary’s proprietary returns history based on ZIP-level HPIhistorical compound annual growth rate (CAGR) for 1, 5, 10, and 20 yearssale value appreciation based on HPI for the last 1, 5, 10, and 20 years.
‍HPI Time Series Forecast — HouseCanary’s monthly HPI forecast for the ZIP code.
‍HPI Time Series Historical — HouseCanary’s monthly HPI history for the ZIP code.

Data Points on Local Market Details and Risks

Affordability Time Series Forecast — Monthly forecast of affordability values for state, MSA, metro div, and ZIP code.
‍Affordability Time Series Historical — Monthly history of affordability values for state, MSA, metro div, and ZIP code.
‍Details — Returns and risk information at the ZIP code and MSA levels:

• Historical compound annual growth rates (CAGR) for 1, 5, 10, and 20 years
  
• Indexed home price appreciation for the last 1, 5, 10, and 20 years
  
• Historical max percent loss in HPI over any 12-month period
  
• Risk that a market’s HPI will be lower in 12 months
• ZIP-level market metrics for single-family and multi-family homes
• Market Action score of ZIP-level supply and demand

‍Market Grade — HouseCanary’s letter grade for a ZIP code within its MSA.
‍Volatility — HouseCanary’s metric identifying ZIP-level market volatility based on HPI.
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*Premium Data Points providing advanced proprietary analytics are available for an additional fee. Learn More.

Rental Analysis

Premium Rental Data Points*

Rental Report — Rental data for the subject property and nearby comparable properties.
‍Rental Value — HouseCanary’s proprietary rental valuation model, updated monthly.
‍Rental Value Distribution — Block and block group-level summaries of local rental property values per square foot.
‍Rental Value Forecast — Forecasted rental values.

Additional Rental Valuation Context

Rental Value Within Block — Position of rental property values relative to block.

Data Points on Rental Market Outlook

Canary Rental Index — HouseCanary’s proprietary metric for gross rental yield at the state, MSA, ZIP code, block group, or block level.
‍RPI Forecast — HouseCanary’s proprietary returns forecast based on ZIP-level RPI:

• Forecast rental value appreciation based on 12-month RPI forecast
  
• Historical max percent loss in RPI over any 12-month period
  
• Risk that this market’s RPI will be lower in 12 months
  

RPI Historical — HouseCanary’s proprietary returns history based on ZIP-level RPI:

• Historical compound annual growth rate (CAGR) for 1, 5, and 10 years
  
• Rental value appreciation based on RPI for the last 1, 5, and 10 years
  

RPI Time Series Forecast — One-year forecast of monthly rental price index values for the state, MSA, and ZIP code.
‍RPI Time Series Historical — Historical time series of monthly rental price index values for the state, MSA, and ZIP code.

*Premium Data Points providing advanced proprietary analytics are available for an additional fee. Learn More.